5 Ways to Reload Your Walmart MoneyCard

The Walmart MoneyCard is one of the best prepaid debit cards available. It is a reloadable, prepaid?debit card that can be used everywhere Debit MasterCard or Visa debit cards are accepted. One of the features that make the MoneyCard attractive is the many options to load money onto your card. In this post, we will review the 5 ways to reload your Walmart MoneyCard.

This post will cover:

  • How to add cash to your MoneyCard
  • Reloading your MoneyCard Via Check Deposit
  • Set up Direct Deposit for your paycheck or Benefits
  • How to Reload MoneyCard from a Bank Account
  • Card to Card Transfers
  • Walmart MoneyCard Reload FAQs

"How to Reload your Walmart MoneyCard"

How to Reload your Walmart MoneyCard

There are 4 ways you can add money to your Walmart MoneyCard:

  • Direct Deposit
  • Deposit Cash
  • Bank Transfer
  • Check Deposit
  • Card-to-Card Transfers

Here is how each works:

1. Cash Deposit (Cash Reload Options)

There are 4 ways to deposit cash to your Walmart MoneyCard:

Walmart Rapid Reload

You can deposit cash to your card at a Walmart cash register. Just tell the cashier you want to deposit cash to your card, then swipe your card at the register of any participating Walmart Store.

There is a $3 service fee each time you load at the register.

However, this fee is waived for preferred cardholders.

Your funds become available on your account within 10 minutes and can be used right away.

MoneyPak

MoneyPak is a convenient way to deposit money to your Walmart MoneyCard.

Just purchase a MoneyPak at a store near you and visit MoneyPak.com to reload a card. If you’re a first-time MoneyPak user, you’ll need to set up an account at MoneyPak.com

Friends and family members can also purchase a MoneyPak and deposit money to your?Walmart MoneyCard.

You can pick up a MoneyPak at a participating retailer and add $20 to $500.

There is a $5.95 fee.

Note that MoneyPak will only work with Walmart MoneyCards that have been activated and are personalized with the recipient’s name.

MoneyPak can be purchased at the following retail locations: CVS, Dollar General, Dollar Tree, Family Dollar, Kroger, Rite Aid, Safeway, 7-Eleven, Walgreens, and Walmart.

"Walmart MoneyCard Reload Options"

Cash and load checks at Walmart

You may cash a preprinted check (like a payroll or government check) at any participating Walmart checkout lane.

Check cashing fees and limits apply.

Once you cash the check, it’s free to reload the cash from the check you just cashed onto your Walmart MoneyCard at the Walmart store.

Using the Walmart MoneyCard app

You can deposit cash onto your Walmart MoneyCard using the MoneyCard Mobile app at participating stores.

However, this feature is only available on the Walmart MoneyCard with Cash-Back Rewards program.

Depositing cash using the Walmart MoneyCard app is one of the most convenient options to add cash to your account.

Simply create a secure deposit code that you will show to the cashier at participating retailers, with just your phone—no card involved.

There are no forms to fill out, no phone calls needed, and no numbers to input to complete your deposit.

There is no fee when you make cash deposits through the Walmart MoneyCard app at Walmart with Cash-Back Rewards program.

You can deposit any amount from $20 to $1,500 at participating Walmart locations. You may also use up to three deposit codes per day as long as account deposit limits are not exceeded.

Your funds become available on your account within 10 minutes and can be used right away.

Helpful tip: Always check the expiration time underneath your deposit code before you use it.

If your code has expired, you will need to create a new deposit code.

You can only generate and use one deposit code at a time, so try to use your deposit code before you generate another one.

Also, you can only use up to three deposit codes for this service in one day.

2. Direct Deposit

You can direct deposit your paycheck or government benefits to your Walmart MoneyCard account, including:

  • Social Security benefits
  • SSI (Supplemental Security Income)
  • Pension payments
  • Railroad Retirement Benefits (RRB)
  • Defense Finance and Accounting Service (DFAS) payments
  • State unemployment benefits
  • Government Disability Benefits (SSDI or Workers’ Compensation)
  • Veterans’ benefits

How to Reload Walmart MoneyCard with Direct Deposit

Step 1

Ask your payroll or benefits office if they offer direct deposit.

Step 2

If they do, get your direct deposit account number and bank routing number by logging in to your account or requesting the info via text message.

Step 3

Provide your direct deposit account number and bank routing number to your payroll or benefits office.

Step 4

Make sure the name on file with your employer or benefits provider matches the name on your account.

See our Walmart MoneyCard Direct Deposit Guide.

3. How to Reload MoneyCard from a Bank Account

One of the great features of the Walmart MoneyCard is that it allows you to transfer money from your bank account to your Walmart MoneyCard account.

All you have to do is locate your Walmart MoneyCard account and routing numbers then set up the transfer on your bank’s website

There is no reload fee. However, your bank may charge for this service.

See our detailed post on how to transfer money from your bank account to your Walmart MoneyCard.

Can I transfer money from my Walmart MoneyCard account to an outside bank account?

Unfortunately, you cannot transfer money from your Walmart MoneyCard account to an outside bank account. You can only receive money to your Walmart MoneyCard account from an outside bank.

Can I transfer money from outside the U.S.?

Unfortunately, you cannot transfer money from an outside bank to your Walmart MoneyCard. You only transfer money using a bank that is based in the United States.

4. How to Reload MoneyCard with Check Deposit

You can deposit checks into your Walmart MoneyCard account using the Mobile App. The Walmart MoneyCard accepts all these in U.S. dollars, including:

  • Personal checks written out to you
  • Commercial preprinted checks issued by a U.S. business to you such as:
  • Payroll checks
  • Insurance agency checks
  • Money orders
  • Cashier’s checks
  • Rebate checks
  • Stock dividend checks
  • U.S. Government-issued checks including:
  • Tax refunds
  • Federal, state and municipal government checks

Here’s how to deposit a check using the App:

Step 1

Log into the app.

Step 2

Select DEPOSIT and then DEPOSIT A CHECK.

Step 3

Make sure the check is made out to you

Step 4

You sign the back of the check and write “for mobile deposit only” above your signature

Step 5

The app will walk you through the rest.

Once you deposit the check, the funds will become available within 5 business days.

There is no fee to deposit checks to your MoneyCard account using the mobile app.

However, once you deposit a check through the mobile app, the transaction cannot be canceled and you cannot cash that check anywhere else.

It’s best to keep your check in a safe place until the money is in your account before destroying it in case it is needed for verification purposes.

5. Card to Card Transfer

Another way to load money onto your Walmart Money card is through Card to Card transfer. This also helps you avoid reload fees from Walmart Rapid Reload.

To do this, have a friend or family member who also has a Walmart MoneyCard to transfer money from their card to yours.

This is called Card-To-Card Transfer. Here’s how it works:

Step 1:

Family or Friends must provide Walmart MoneyCard with your email or phone number associated with your account and the amount they want to send you.

Step 2:

Walmart MoneyCard will deduct that amount from their card and attempt to transfer it to you.

Step 3:

The money will appear in your Walmart MoneyCard account within one business day.

Walmart MoneyCard Reload FAQs

Here are the most frequently asked questions about how to add money to the Walmart MoneyCard.

Can I reload my Walmart MoneyCard at Family Dollar?

Yes, you can purchase a MoneyPak at Family Dollar and visit MoneyPak.com to reload your Walmart MoneyCard.

You can add $20 to $500 at a time. There is a $5.95 fee.

For a Family Dollar store near you, click here.

Can I reload my MoneyCard Walgreens?

Yes, you can reload your Walmart MoneyCard at Walgreens through MoneyPak.

You can purchase MoneyPak and add $20 to $500 at a time. There is a $5.95 fee.

For a Walgreens store near you, click here.

What are the stores that can reload a Walmart MoneyCard?

You can purchase a MoneyPak at the following retail stores to reload your Walmart MoneyCard: CVS, Dollar General, Dollar Tree, Family Dollar, Kroger, Rite Aid, Safeway, 7-Eleven, Walgreens, and Walmart.

You can add $20 to $500 at a time. There is a $5.95 fee.

Can I reload my Walmart MoneyCard with a Debit Card?

Yes, you can use your debit card to reload your MoneyCard at a Walmart Money Center Express or at a Cash Register. Fees apply. See above for more on cash reload options.

In addition, you can use your debit card to buy a MoneyPak at a participating retailer and add $20 to $500. There is a $5.95 fee.

Can I reload my MoneyCard with a Credit Card?

No, you cannot reload your Walmart MoneyCard with a credit card.

Can I reload my MoneyCard online?

Yes, you can reload your Walmart MoneyCard online by transferring money from your bank account.

The Walmart MoneyCard allows you to transfer money from your bank account to your MoneyCard account.

See details below above “How to Reload MoneyCard from a Bank Account”.

Can someone else put money on my Walmart MoneyCard?

Yes, another way to load money onto your Walmart Money card is through Card to Card transfer.

To do this, have a friend or family member who also has a Walmart MoneyCard to transfer money from their card to yours. See the card-to-card instructions above.

How to Reload Your Walmart MoneyCard Summary

We hope this post on how to reload your Walmart MoneyCard was helpful.

If you have further questions about the Walmart MoneyCard, please let us know in the comments section below.

Be sure to check out our other articles on?Walmart MoneyCard,?How to Activate your MoneyCard,?How to Check Your MoneyCard balance, and?MoneyCard Login.?